Category Archives: Autos

Understanding the Latest Vehicle Technologies

There are a slew of new vehicle technologies being introduced to the market. Most of them focus on improving safety and fuel efficiency. Let’s take a closer look at some of these emerging new car technologies.

Many of the new hybrid vehicles are equipped with “Smart” technologies that teach the driver to drive more efficiently. Efficient driving reduces fuel expenses while simultaneously maintaining the vehicle’s condition. Most of these smart technologies are found on the dashboard of the hybrid vehicles. Digital indicators will either change colors or present graphics when car operators are driving in both efficient and inefficient manners.

Believe it or not, solar roof panels are now installed on some hybrid models. For example, the Karma luxury hybrid vehicle from Fisker Automotive has a solar roof with four zones and twenty solar cells that converts sunlight into electricity. Some of the electricity is stored and the rest is used for the vehicle’s motors, climate control and other power accessories. Some hybrids have solar roofs that power internal fans which send fresh air throughout the car when parked. This technology reduces the strain on the vehicle’s air conditioning system.

Parents will be especially interested in programmable safety technologies that put limitations on teen drivers. Select vehicles have computer chips in their ignition keys that can limit the vehicle’s speed when operated by specific (teenage) drivers. The technology even lets vehicle owners set limits on the operator’s stereo volume levels. It is also possible to set an alarm to sound if the driver with the programmed key does not fasten his safety belt.

One of the more popular emerging vehicle technologies is the lane departure warning system. This system monitors the car’s driving direction by keeping track of the markings that divide road lanes. An alert is sounded if the car veers outside its lane. Certain lane departure warning systems will actually assist the driver by re-positioning the vehicle within the lane.

Blind spot warning systems are also emerging on many new vehicles. These systems monitor the rear sides of the vehicle that typically can’t be seen with traditional driving mirrors. A visual warning will appear, usually on the side mirrors, when another vehicle, person or object is in the space that the system monitors. This goes a long way in eliminating the dangers of driving with blind spots.

Collision preparation systems are prominently featured on several new cars. This technology is programmed to detect situations that typically lead to accidents. If your vehicle gets too close to another or if your vehicle skids then the system will be triggered. It will take precautionary measures to reduce the likelihood of a collision with another vehicle or object. System functions vary but they do everything from closing open windows to tightening seat belts and applying the brakes.

One of the more remarkable new technologies is stop-start. Stop-start automatically shuts the vehicle’s engine down when it is stopped. For example, the engine will be turned off when the vehicle is at a red light and it will start back up the moment that the driver steps on the gas pedal. This technology first appeared on hybrids but is making its way into the mainstream as the technology improves and becomes more affordable.

Another interesting emerging vehicle technology is active cruise control. This technology first appeared on high end luxury automobiles but has transitioned into the mainstream in the recent years. It is also referred to as adaptive cruise control. Its function is to maintain the proper spacing between your automobile and the one ahead of you. The technology differs by vehicle but most employ either a laser or radar to determine how close your vehicle is to the one in front of you. It will decrease your vehicle’s rate of speed when you get too close to the other vehicles. Some active cruise control systems even proactively apply your vehicle’s brakes when necessary.

Smart Ways to Finance a Vehicle

When you want to buy a car and are trying to figure out how to pay for it your options can seem confusing. Financing a car is something that most of us will do in our lifetime, so let’s look at the two most popular options: obtaining financing from a private lender, and obtaining financing from the dealership.

Financing Through a Private Lender

When you are going to get a loan, be sure to get a copy of your credit score and credit report before you go so that you’re armed with that information ahead of time. This information helps lenders determine whether or not to approve you for a loan and what interest rate to offer you if you are approved. This is an important first step because your credit score can actually take a bit of a hit when you are comparing lenders if they are all making requests for your credit history. Once you have that information start contacting banks and credit unions to determine who has the best rates and terms for the loan.

Rates for used cars will be a bit higher than new cars, so be ready for that if you are trying to buy a used car. If you are buying a used car, these are some important things you should know before you go to get financing:

  • • Make and model
  • • VIN (Vehicle Identification Number)
  • • Age of the car
  • • Mileage on the car
  • • Sometimes lenders will have restrictions on whether or not they can even issue loans based on when the car was initially purchased, how many miles are on it, and what the standing is of the title.

Once you have found the best rate bring a pre-qualification letter, which states the terms and conditions of the loan, to the dealership so that you can prove that you have secured financing. This will also give you bargaining power if the car dealership offers you financing at a higher rate. Also be sure to bring that same credit report and credit score that you brought to the bank. This will provide you with as much leverage as possible to get a good rate from the dealership to compete with what you have already locked in with your bank.

Financing Through a Dealership

Interest rates from car dealerships tend to be higher than rates from private lenders so if you can get a lower rate from a bank or credit union that is usually the best route to take. The advantage of getting financing from the dealership is that they can work more with people who may have difficulty getting bank financing due to their credit. Dealerships have to offer financing on the vehicles that they sell and if you cannot get financing elsewhere, having financing at a higher rate is better than having no financing at all. Dealerships are also able to offer incentives that banks cannot offer. For instance, dealerships can offer things like a trade-in on your current vehicle and rate reductions or better terms if you supply a down payment.

Some Lessons to Remember:

  1. Not all credit scores will be the same. It may be worth checking using multiple credit score services to ensure that you are getting the credit score that is going to give you the best chance of securing financing and getting the best interest rate.
  2. Check multiple sources! If you just go with whatever financing is presented to you from the dealership you may be missing out on a better rate. Over the lifetime of the car this can add up to a large sum!
  3. If you get turned down for financing that can be difficult to hear, but it might actually be for the best. Getting rejected when applying for a loan means that the lender does not have certainty that you will be able to pay back that loan. So take that information and know that you will likely have to look for a less expensive car.

Pickup Truck of the Year – 2014 Ram 1550

The 2014 Ram 1500 has been named pickup truck of the year by AutoBytel.com. Autobytel is dedicated to aiding consumers with research to find the information they need to make smart decisions when it comes to purchasing a new or used automobile. With more than 80 years of experience under their engine and hundreds of vehicles driven, AutoBytel makes informed choices based on innovation, design, and over all features.

For the third year in row, the editorial team at Autobytel chooses the Car of the Year, Truck of the Year, as well as winners in each individual segment. The team, led by Michelle Narajo, Editor-in-Chief of the automotive media company, said that the results are a combination of the best choices for shoppers in the 2014 model year.

As the most recognized pickup truck on the road, the Ram 1500 boasts fuel saving systems due to its fuel efficient 3.6 liter V-6 engine that delivers best in class fuel economy of 25 and 18 mpg in the city. The Ram 1500 boasts a TorqueFlite eight-speed automatic transmission. Other features of the pickup truck include thermal management and a stop-start system as well as pulse-width modulation. The aerodynamics of the truck include air and grille shutters. The 2014 model features a new EcoDiesel 3.0 liter engine that delivers unsurpassed torque and up to 9,200 pounds of towing capability.

Mike Febbo of Motor Trend says, “Our judges rated the EcoDiesel the highest in ease of towing as well,” and “as we established last year, the rest of Ram 1500 is class leading in just about every other respect,” according to this news article on AutoBytel.com.

Further, they ran a test-track evaluation designed to mimic the best and worst days a truck may face, including hauling and climbing hills and the 2014 Ram 1500 managed 15 MPG, the article explains.

Buyers can choose from three cab styles, three bed lengths, and 10 trim levels. In addition, each 2014 Ram 1500 can be optioned to include highlights such as heated front and rear seats, a heated steering wheel, keyless entry with push button starting, remote engine starting, a universal garage door opener, upgrades for the audio system, Uconnect 8,4 technology, navigation system, air suspension, reversing camera, and nicer wheels. Additionally, most Ram 1500s can be upgraded with a RamBox cargo-management system with storage bins integrated right into the truck’s bed.

For the second year in a row, the Ram 1500 has been voted pickup truck of the year by both Motor Trend and Autobytel. So what are you driving?

What to Look For In Used Honda Dealers Before Acquiring a Vehicle

When it comes to purchasing a vehicle, it is always good to go for a used or pre-owned vehicle. Read on to learn why. Used vehicles serve two purposes for the shoppers. Firstly, it allows the shopper to purchase his/her favorite dream vehicle. Secondly, the price is much less than the new ones. Ford dealers Houston are offering excellent range of Used and Pre-owned vehicles at their ford dealership in Houston. You can head to their leading ford dealership and choose a vehicle of your dream.

In an effort to save your money, lot of people avoid purchasing used or pre-owned vehicles from dealers and choose to shop private owner instead. At times, it could save good amount of your money, but are you truly getting the same quality outlet? Just because the asking vehicle price is lower, it doesn’t mean it is the good deal. Shopping for a pre-owned or used vehicle usually starts out as an exciting and entertaining experience but as shopper get closer to making their vehicle purchase decision, they locate that the delectation has been replaced by Incertitude. There are numerous approaches why shopper become uncertain about their vehicle purchase, most noticeable of which involves being uncertain about the vehicle history in question.

When you start the process of purchasing a vehicle, there are many approaches to take into mind. Your vehicle price range is an immediate aspect, but you also likely have an idea of what you would like from vehicle dealers. Your ford dealers Houston can make firm that you get exactly what you are searching for. However, to find a reliable Houston Ford dealer, you need to learn what to look for. Even though it may seem like a challenging job at first, selling vehicle on Big Star Ford can be more rewarding and exciting than you could ever imagine.

There are numerous alternatives available when it comes to purchasing a used vehicle and going online with specialist online sites to locate and search a used vehicle dealer is one of the easiest and fastest ways of getting the vehicle of your dreams. Purchasing a pre-owned or used car is a good way to save some amount of your money, while still getting a decent vehicle. If you shop wise you can locate a good used vehicle.

Why one ought to buy a used vehicle? Obviously because everyone cannot afford to purchase a brand new vehicle! Purchasing either a used or pre-owned or a brand new vehicle is complicated on account to the great variety of vehicles and models in the market. It may be difficult to get a vehicle of one’s choice. Prices of brand new vehicles are so high. Luckily for the budgetary challenged shoppers, there is an option to owning if not a new vehicle, purchase a used or pre-owned vehicle that fits ones budget and lifestyle perfectly.

Vgoford Dealers to Watch Out For – Ford Figo Price in Faridabad

Being one of the convenient modes of transport, possession of car and its maintenance in today’s life has become the first preference among various groups of vehicles. Reason being comfort for the whole family, saving travel-time, safer compared to a two-wheeler and not depending on public transport. The company constantly strives to come up with attractive vehicles that carry state-of-the-art technologies to satisfy customers’ requirements. The attractive features include smart and lavish interiors, fuel efficiency, a super quality suspension, excellent acceleration, Bluetooth connectivity, minimal cost of maintenance, large boot space and Electronic Stability Programme with smooth steering and no wobbling to keep the car very stable even at high speeds. An important and outstanding feature is automatic transmission (AT). It gives the ease of driving.

Ford dealership in Faridabad is new but as mentioned above, with all the potentials. Matching up with the dealerships in other cities, these dealers are second to none in providing customer satisfaction. Quality of service, various financing options available to customers, technical support by trained, skillful experts and availability of parts all these are readily offered at the showroom and the standard of service is always paramount. A healthy negotiation between the dealer and the buyer is the prerequisite for a good deal. Though a very rare feature, but the outcome of a fair deal goes a long way in maintaining the trust of the customer. This benefits not only the customer who can vouch for the brand but also the dealer who starts attracting more and more customers. Thus it becomes a favourable and beneficial situation for both the parties.

Vehicles available at Faridabad showroom are New Figo, Classic, All-New Fiesta, Endeavour (SUV) and Ecosport (SUV). Following are the Ford Figo versions available at Ford Figo showrooms in Faridabad:-
Figo 1.2 Duratec with 4 models LXI, EXI, ZXI and Titanium
Figo 1.4 Duratorq with 4 models LXI, EXI, ZXI and Titanium

Ford Figo price in Faridabad is highly viable and logical. Below mentioned is the approximate rate list of Ford Figo models available at showroom in Faridabad.

  • Duratec LXI: 4.02 L
  • Duratec EXI: 4.41 L
  • Duratec ZXI: 4.77 L
  • Duratec Titanium: 5.27 L
  • Duratorq LXI: 5.02 L
  • Duratorq EXI: 5.4 L
  • Duratorq ZXI: 5.77 L
  • Duratorq Titanium: 6.27 L

Faridabad Ford car dealers pay great attention to practices that are based on how to increase and retain customers’ loyalty. Keeping up with the standard norms of customer satisfaction, the dealership in Faridabad strives to excel in both sales and service. Ford car dealers in Faridabad are readily available for providing customized services to the customers. The services are in the form of holidays, warranties, maintenance and insurance. There are certain groups as customers of the company that require a large fleet of cars to run their business or operations.

Some corporate organizations, some government organizations, certain insurance companies, companies which run cabs, defense personnel (both working and retired), special groups like those of NRIs, teachers, doctors and like fall under this category. Each group is offered a package bases their requirements. They also avail of attractive finance options. The only exception in this category of sales is Ecosport.

Shop at the Best Salt Lake City Honda Dealerships

Looking for a brand new or used Honda to purchase can move to be a quite daunting and stressful job for many. When shopping for a brand new Honda vehicle, you want to visit Honda dealerships in your area that have a great range of vehicle models. Before you head to the inventory at Salt Lake City Dealership, you ought to do some research and determine upon 3 or 4 car models you want to purchase. Consider features, price, size, and your expectations. If you have a large family, check into the vans and SUVs. If there are numerous styles with a range of accessories on the inventory, you’ll be able to contrast, compare, and test-drive various options.

Choosing to purchase from a Honda dealership Salt Lake City does have its own benefits despite the reason that you may pay more what you would purchasing from a private seller. Dealer vehicles are pre-checked prior to sale and typically the Honda dealer takes care of all the required documents for the automobile. You can also get a limited vehicle warranty on both new and used vehicle models.

If you buy your next auto from a Honda dealer Salt Lake City with a service center, it will make your life very comfortable. Having your auto serviced at the same place where you purchased your auto is very convenient. They will have your automobile’s paperwork in their files and be ready to remind you when maintenance and service need to be completed.

It’s wise to shop at Honda dealerships Salt Lake City that are in good standing in industry. Ask family members, friends, and colleagues who the most reputable Honda dealerships are in the state. Word-of-mouth recommendations are best ways of finding out about top quality reliable Honda dealers. If you’re searching for a specific Honda model such as used Honda Oddyssey Utah, ask your friends who drive the same vehicles. You can also see the reviews of Honda dealers online.

Buying a brand new or used Honda is a great expenditure. You want to shop at most reliable and reputable Honda dealerships in the state. Find out who has the greatest selection of the cars, trucks, sedans, and SUVs that you want to purchase. Check out Honda dealers Salt Lake City who have comfortable service centers with savvy technicians, skilled mechanics, as well as knowledgeable sales team. Find a place that you want to make a long-term relationship with.

How to Get Your Car Started In A Subzero Weather

If you are unable to start your car in a subzero temperature which has gripped most parts of the country, this is the good time to get your car started in this rigid weather.

NHTSA provides winter driving tips

The best thing to take car in order to start your car in freezing weather is to ensure that the charging system of the car’s battery is in good condition and the engine is operating on the oil recommended by the manufacturer.

According to Mike Calkins, manager of technical services for the travel group’s national office, suggests that the performance of your car in extreme weather will improve is an engine block heater or an electric battery blanket is added in the anti-winter battery. In winter, the functioning of car batteries are less effective whereas, the load of the engine is greater as the consistency of the oil is thicker. In case the engine is cranking slowly, then you should check the battery especially is the battery is being operated for more than three years.

He further added that the capacity of the battery reduces in winter temperatures. The electrons within the battery slow down and the chemical reaction within the battery which creates electricity is slowed down when it is cold. Moreover, the charging system and the alternator should also be checked along with the cleaning of the battery terminals ensuring that the cables are under good condition as well.

Making use of the right quality of oil is very crucial because most of the modern engines manufactured demand high viscosity oil like 5W-20 which have the consistency to flow easily in cold weather. On the other side, there are vehicles which demand heavier oils like 10W-30 however, according to Calkins, heavier oils impose strain on the battery and starter motor. Moreover, it can increase motor wear as flowing in a normal rate takes much time.

Installing electric battery blankets can help in reduce or prevent the loss of reserve cranking power that occurs due to frigid temperatures. The prices vary from 425 to that of $100.

Another effective thing can be the engine block heater as its functioning is to provide warn air to the heater which not only defrosts outlets but, makes the engine easy to start as well. Alaska and anchorage are the cities where engine block heaters are used the most. Their prices vary from $150 – $200 inclusive of installation. A traditional way of dealing with cold weathers is to use alcohol-based gas-line antifreeze which tends to absorb moisture within the fuel system however; nowadays they are not much useful. Calkins also refused other traditional methods such as covering the car hood with a blanket or tarp along with parking the car in shelter.

Other recommendations given by related to winter driving includes:

  • The defroster and the heater should be under perfect working conditions so as to protect the windows and the windshield to get frosted up.
  • The cooling system should be a combination of water and antifreeze so as to enable freeze protection.
  • Emergency gear system should be installed even if the car is under proper winter maintenance.

Certified Pre-Owned Vehicle Dodge Houston or Not

Getting into an automobile and driving off may be the simplest part. But before that, there’s a plenty of homework you have to do before you head to a Houston dodge dealership and look for the car you truly want.
Do you live in the Houston Texas and nearby areas? If yes and you’re thinking of purchasing a Dodge vehicle, you need to look at some good and dependable dodge Houston TX dealers. However, don’t simply walk into any Dodge vehicle dealership–whether pre-owned or brand new–before fixing a budget for your next vehicle purchase. Decide if you’re going to pay cash down or take the loan or lease option route. Once you take this decision, you can start looking for a good Dodge Dealer Houston.

You can choose between a pre-owned vehicle and a brand new vehicle. How do you choose? To make it comfortable for you, here are some approaches given below which can tell you how to choose between a certified used and a brand new dodge vehicle and their respective pros and cons.

Certified pre-owned dodge vehicle or new? Thanks to the high demand and supply of Houston used dodge vehicles, there’s a huge stock of used vehicles Dodge Houston. You can also get premium and hybrid vehicles at really good and affordable rates. If you’re a judicious spender and don’t particularly want a new dodge, you can find your perfect Chrysler dodge model among old dodge vehicles at truly decent rates.

You also stand to get some guarantees that can be transferred from the previous owner to the new one at truly decent dodge dealerships in Houston. Besides, a good dodge dealership will run a very detailed and extensive inspection of any certified pre-owned vehicle before you can purchase it.

So, overall, you’ll find that the dodge brand, whether certified used or brand new–is a truly good brand to be with and of excellent value. The special parts of a dodge are also priced lower than their competitors.
Should you be looking at new dodge vehicles? When you buy a brand new dodge vehicle in Houston Texas, you stand to gain a few warranties. First, you won’t have to pay for any service–in fact, they are absolutely free of cost for the first few years. It will also cover service for fuel changes and tire rotations, replacement of parts and overall repairs.

You should also inquire about the value of your prospective new car, which you can find on the sites of dodge dealers, Houston. To get the perfect deal on a new car, you should quote the lowest rates, because here, unlike Houston pre-owned vehicles, you don’t have to consider mileage or wear and tear before you fix a price on your auto.

Finally, you need to base your choice of car on your needs, your lifestyle and your budget. So, while you’re still at the planning stage to buy a vehicle, make a budget of all the money you’re prepared to pay for a vehicle, list the dodge vehicle brands you’re interested in and then make your dream vehicle a truly by walking into a dodge dealership Houston and asking for it.

Introducing the 2015 Chrysler 200

People looking for a luxury sedan with the power of a sports car should consider the all-new 2015 Chrysler 200. Since the photographs of this vehicle had been leaked on the internet there has been quite a buzz about this car. It comes equipped with a 2.4 liter Tiger Shark engine that can deliver 183 horsepower and 173 pound feet of torque. This is more than enough power to merge with traffic on the freeway, or to enjoy a country drive on a sunny summer afternoon. As an added option buyers can upgrade to a 3.6 liter V6 Pentastar engine that can deliver 295 horsepower. This makes the 2015 Chrysler 200 a sound buy for car enthusiasts that are looking for a vehicle that is both practical and powerful.

The 200 also comes equipped with a nine speed automatic transmission, which is an industry first, allowing for greater flexibility in driving performance that will be dictated by the driver. It is also equipped with a rotary dial shifting mechanism which is being considered state of the art. The all-wheel drive powertrain and revamped suspension will allow drivers to feel more safe and confident when they are driving the 200. The suspension seems to respond well to tight curves, according to Chrysler engineers.

The all-wheel drive of the 2015 Chrysler 200 offers a fully disconnecting rear axle which will improve fuel economy by allowing all-wheel drive to be part time instead of full time. This will allow the 2015 Chrysler 200 to get an estimated 33 miles per gallon which makes it quite an environmentally friendly car to own. The engineers at Chrysler’s research and development team are constantly looking to improve their production vehicle’s carbon footprint, and without sacrificing comfort or performance.

The interior of the 2015 Chrysler 200 is very spacious and quite comfortable. The instrument cluster is easy to read, and the steering wheel controls are comfortably oriented. The seating is quite comfortable and is available in either fabric or leather. The window controls and door locks are also placed rather strategically in order to allow for easy access.

The engineers at Chrysler have taken all of the guesswork out of what state of the art equipment should be included in the 2015 Chrysler 200; they simply chocked it full of it. The 2015 Chrysler 200 also comes equipped with the latest sound system to allow for greater enjoyment of media while commuting. With features such as mp3 playback, Bluetooth player synching, and built in GPS there is no wonder why an increasing amount of people are waiting for this model to come off of the production line from Sterling Heights later on this year. There are a vast number of people that are happy to see that this vehicle will be made in Michigan. These people have heard about the recent financial problems that the state has had to deal with, and they think that it is nice to know that Sterling Heights is going to be the production home for the 2015 Chrysler 200 since the state of Michigan has long been synonymous with car production.

Chrysler is investing a large sum of money, to the tune of one billion dollars, to make sure that they can have a state of the art production facility in which to produce this fine vehicle so that it will be available for customers by 2015. The base model of the 2015 Chrysler 200 is expected to be $21,700. That price is quite comparable to other makes of vehicles that are in the 200’s class. The 2015 Chrysler 200 has many of the features that Chrysler customers have wanted in a vehicle, and these people no longer have to wait any longer to enjoy not only classic MOPAR power, but also to be able to be surrounded by cutting edge automotive technology. It is this cutting edge technology that allows for better performance of the 2015 Chrysler 200, and increased safety of the driver and occupants.

Understanding Mandatory Fees and Dealer Fees

Buying a new car can be stressful, especially if you haven’t done it in over five years. There’s the issue of choosing a colour, make, extra features (if you want them), and of course the messy business of negotiating a price. If you don’t do the research before heading to the dealership, you could fall into a trap many buyers before you have succumbed to and leave the dealership with much more than you bargained for, and not in a good way.

Before you even start talking to a salesperson, arm yourself with enough knowledge about the car to reduce the likelihood of you getting taken for a ride (no pun intended). The first thing you need to do is the research on the car cost. Canada dealers get their units at wholesale prices. You can find out more about this via invoice price reports. Companies like Car Cost Canada offer invoice price reports at $39.95 while Unhaggle.com lets you access it for free. Once you get the factory price of the car, factor in what the dealer needs to make in profit and you can start benchmarking your price for negotiation.

Next, it is also important to understand which fees are mandatory and which fees are optional dealer fees that can be negotiated out of your purchase. The more information you have, the better your chances are of getting a reasonable price, and one that you can be happy with.

Here’s a quick rundown of the mandatory fees you’ll need to pay when purchasing a car according to the Ontario Motor Vehicle Industry:

1. HST or Harmonized Sales Tax – 13% on car price
2. Air tax – Air conditioner excise tax of $100 for cars with air-conditioning
3. OTS tax or Ontario Tire Stewardship fee – For passenger vehicles and light trucks the fee is $5.84 per tire
4. OMVIC fee – A transaction fee to support OMVIC’s (Ontario Motor Vehicle Industry Council) dispute resolution activities
5. PPSA fee – If you finance/lease a car, the bank/leasing company will charge a fee for setting up the loan and registering the lien $50 to $75.
6. Licensing – Most dealerships will take care of this for you and will charge an admin fee of $50 to $75.

If it’s not listed above, consider it a dealer fee. An important thing to remember is that mandatory fees should not be added to the car’s price after you’ve negotiated it, it must already be included. The same goes for advertisements that include the price of a car – whatever is advertised should be the all-in price.

Don’t be pressured into buying additional products or features you don’t believe have value. If you’re being made to believe that a certain add-on is compulsory because it’s already been installed, you have the right to report them to the OMVIC for deliberately misleading you.

Dealer fees and add-ons like security packages which include a police traceable code in case of theft could already be part of your insurance coverage so make sure you do the due diligence and read your contracts before signing them.

A great way to avoid paying for more than the car is worth is to do extensive research online and see what other people are paying for the same car. Find out also if there are any on-going Canadian dealer incentives that you could take advantage of.